Your insurer is tracking you

This article was first published in the July 2015 issue of WIRED magazine. Be the first to read WIRED's articles in print before they're posted online, and get your hands on loads of additional content by subscribing online

First, devices were installed in your car to monitor how safely you drive. Now, health insurance companies are using wearables to track your day-to-day health. Curious about how last night's kebab could have affected your premiums? Ask these guys.

John HancockThe American insurer is offering a rewards programme alongside partner The Vitality Group: the more you exercise, the less you pay. Customers get a free Fitbit, which tracks their exercise routine and gives discounts -- or markups.

OscarThis New York-based health insurance startup has partnered with tech company Misfit Wearables to link its customers' biometric information to their insurance plan. Those who keep healthy can receive up to $20 (£13) each month in Amazon gift cards.

CignaAfter distributing BodyMedia armbands to the employees of one of its corporate customers in a pilot programme, insurance company Cigna launched a "healthy rewards" discount programme, using the bands for its other customers.

This article was originally published by WIRED UK